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IRAs - Individual Retirement Accounts
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IRAs - Individual Retirement Accounts

IRAs - Individual Retirement Accounts

Retirement planning. Education expenses. Our Individual Retirement Accounts help you save for various goals.

  • IRA CD terms range from 3 months to 5 years
  • Open with $1,000 ($100 for the 1-year IRA CD)
  • Fixed rates result in steady growth
  • Add funds anytime
  • Rate may change after account opening
  • Fees may reduce earnings

Rates

CDs & IRAs

* Annual Percentage Yield
Rates as of 6/20/2019

Term Minimum to Open Minimum to Earn APY Interest Rate APY*
3 Month $1,000 $1,000 0.100% 0.100%
$10,000 0.100% 0.100%
$50,000 0.100% 0.100%
$100,000 and up 0.100% 0.100%
6 Month $1,000 $1,000 0.150% 0.150%
$10,000 0.150% 0.150%
$50,000 0.150% 0.150%
$100,000 and up 0.150% 0.150%
9 Month $1,000 $1,000 0.200% 0.200%
$10,000 0.200% 0.200%
$50,000 0.200% 0.200%
$100,000 and up 0.200% 0.200%
12 Month** $1,000 $1,000 0.250% 0.250%
$10,000 0.250% 0.250%
$50,000 0.250% 0.250%
$100,000 and up 0.250% 0.250%
18 Month 20/20 Bump-Up $1,000 $1,000 0.300% 0.300%
$10,000 0.300% 0.300%
$50,000 0.300% 0.300%
$100,000 and up 0.300% 0.300%
24 Month $1,000 $1,000 0.400% 0.400%
$10,000 0.400% 0.400%
$50,000 0.400% 0.400%
$100,000 and up 0.400% 0.400%
30 Month $1,000 $1,000 0.450% 0.450%
$10,000 0.450% 0.450%
$50,000 0.450% 0.450%
$100,000 and up 0.450% 0.450%
36 Month $1,000 $1,000 0.600% 0.600%
$10,000 0.600% 0.600%
$50,000 0.600% 0.600%
$100,000 and up 0.600% 0.600%
48 Month $1,000 $1,000 0.800% 0.800%
$10,000 0.800% 0.800%
$50,000 0.800% 0.800%
$100,000 and up 0.800% 0.800%
60 Month $1,000 $1,000 1.000% 1.000%
$10,000 1.000% 1.000%
$50,000 1.000% 1.000%
$100,000 and up 1.000% 1.000%

**Individual Retirement Account Certificates of Deposit range from 3 months to 5 years and the minimum balance to open an IRA CD is $1,000 except for the 1 year IRA CD which has a minimum balance to open of $100. The 1 year IRA CD is ideal for the individual that is attracted by the small initial deposit requirement and the ability to make additional contributions of $20.00 or more at any time. Penalty for early withdrawal