WIN@Work

Windsor Federal Invites You to Navigate Financial Success! We are your partner in reaching your financial goals. With the technology to provide the banking resources you need, we’re meeting you right where you are – in person, online, and now – at your workplace!

A WINNING Relationship

Open BOTH a WIN@Work Checking Account AND Savings Account of your choice, set up Direct Deposit into your checking account of $500 or more per month, and Get a Bonus deposit of $100 into your checking account after 90 days1!

WIN@Work Checking Account:

  • No monthly fee
  • ATM fees rebated each month
  • Free monthly electronic statements
  • Debit Mastercard©
    or ATM card
  • Access to our highly rated Mobile App & Online Banking
  • Enjoy a special rate for the life of the loan with our Partnership Plus Home Equity Line of Credit2
  • Special CD rates with new funds

Your Choice of Savings Account: Statement Savings or Money Market

  • Both earn interest and can be linked to your Win@Work Checking account for overdraft protection!
  • Transfer money between accounts via Online or Mobile Banking

Statement Savings – Tuck money away or lay the foundation for a lifetime of good saving habits

  • Open with just $10
  • Earn interest and avoid fees with a monthly balance of $100

Money Market – Make your money work harder with more liquidity than a CD

  • Open with just $10
  • Earn interest and avoid fees with a monthly balance of $2,500

 

1Minimum of $25 required to open Checking account. Minimum of $10 to open Savings account. Minimum of $500 in direct deposits each month required to obtain the bonus. Bonuses are considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable).

2For full account details on the Home Equity Line of Credit, please visit our website, contact the branch office most convenient to you, or call our Customer Care Team at 860-688-8511. Subject to credit approval. Program terms and conditions are subject to change without notice. Other terms and restrictions may apply.

Rates

Money Market Account

As of 1/16/2026

Money Market Account Rates
Minimum to OpenMinimum to Earn APYInterest RateAnnual Percentage Yield (APY)
Minimum to Open$10Minimum to Earn APY$0 – $2,499.99Interest Rate0.05%Annual Percentage Yield (APY)0.05%
Minimum to Open$10Minimum to Earn APY$2,500 – $9,999.99Interest Rate0.05%Annual Percentage Yield (APY)0.05%
Minimum to Open$10Minimum to Earn APY$10,000 – $49,999.99Interest Rate0.10%Annual Percentage Yield (APY)0.10%
Minimum to Open$10Minimum to Earn APY$50,000 – $99,999.99Interest Rate0.20%Annual Percentage Yield (APY)0.20%
Minimum to Open$10Minimum to Earn APY$100,000 – $249,999.99Interest Rate0.30%Annual Percentage Yield (APY)0.30%
Minimum to Open$10Minimum to Earn APY$250,000 – $499,999.99Interest Rate0.50%Annual Percentage Yield (APY)0.50%
Minimum to Open$10Minimum to Earn APY$500,000 – $999,999.99Interest Rate0.60%Annual Percentage Yield (APY)0.60%
Minimum to Open$10Minimum to Earn APY$1,000,000 +Interest Rate0.75%Annual Percentage Yield (APY)0.75%

Interest bearing savings accounts earn interest from day of deposit to day of withdrawal. Interest is accrued daily, compounded monthly and credited to the account monthly as indicated above, except for the Holiday Savings Club for which interest is posted to the account annually. We use the daily computation method to calculate the interest on all interest bearing savings accounts. This method applies a daily periodic rate to the principal in the account each day. The Annual Percentage Yield assumes that all interest will remain on deposit for one (1) year at the stated interest rate. The interest rate on new and existing “Variable” rate accounts as indicated above, may be subject to change at any time. Any fees assessed may reduce the earnings on the account.

Statement Savings Account

As of 1/16/2026

Statement Savings Account Rates
Minimum to OpenMinimum to Earn APYInterest RateAnnual Percentage Yield (APY)
Minimum to Open$10Minimum to Earn APY$100Interest Rate0.05%Annual Percentage Yield (APY)0.05%

Interest bearing savings accounts earn interest from day of deposit to day of withdrawal. Interest is accrued daily, compounded monthly and credited to the account monthly. We use the daily computation method to calculate the interest on all interest-bearing savings accounts. This method applies a daily periodic rate to the principal in the account each day. The Annual Percentage Yield assumes that all interest will remain on deposit for one (1) year at the stated interest rate. 

Open your bundle online or explore and open other accounts

Open your account bundle right here, online! Looking for something else? Explore our other accounts and open today! 

Partnership Plus Home Equity Line of Credit

Our premier line of credit designed for current and new Windsor Federal Bank deposit account holders

Savings Accounts

Short- or long-term goals, we have the savings accounts to help you go the distance.

For Your Convenience

Add your debit card to your mobile wallet. Calculate your home equity loan payment. All right here online.

Budgeting – Balancing Income and Expenses

HELOC (Home Equity Line of Credit) Calculator