Money Market Accounts

Make your money work harder with more liquidity than a CD.

Higher Rates. Easy Access to Funds.

  • Earn interest and avoid fees with a monthly balance of $2,500
  • Use as overdraft protection for your personal checking account
  • Keeps funds accessible (six transfers or withdrawals per month)
  • Free Mobile Banking app – just download and go
  • Free Online Banking, online bill pay, and eStatements

Rates

Money Market Account

As of 4/13/2024

Money Market Account Rates
Minimum to OpenMinimum to Earn APYInterest RateAnnual Percentage Yield (APY)
Minimum to Open$10Minimum to Earn APY$0 – $2,499Interest Rate0.05%Annual Percentage Yield (APY)0.05%
Minimum to Open$10Minimum to Earn APY$2,500 – $9,999Interest Rate0.05%Annual Percentage Yield (APY)0.05%
Minimum to Open$10Minimum to Earn APY$10,000 – $49,999Interest Rate0.10%Annual Percentage Yield (APY)0.10%
Minimum to Open$10Minimum to Earn APY$50,000 – $99,999Interest Rate0.20%Annual Percentage Yield (APY)0.20%
Minimum to Open$10Minimum to Earn APY$100,000 – $249,999Interest Rate0.30%Annual Percentage Yield (APY)0.30%
Minimum to Open$10Minimum to Earn APY$250,000 – $499,999Interest Rate0.50%Annual Percentage Yield (APY)0.50%
Minimum to Open$10Minimum to Earn APY$500,000 – $999,999Interest Rate0.60%Annual Percentage Yield (APY)0.60%
Minimum to Open$10Minimum to Earn APY$1,000,000 +Interest Rate0.75%Annual Percentage Yield (APY)0.75%

Interest bearing savings accounts earn interest from day of deposit to day of withdrawal. Interest is accrued daily, compounded monthly and credited to the account monthly as indicated above, except for the Holiday Savings Club for which interest is posted to the account annually. We use the daily computation method to calculate the interest on all interest bearing savings accounts. This method applies a daily periodic rate to the principal in the account each day. The Annual Percentage Yield assumes that all interest will remain on deposit for one (1) year at the stated interest rate. The interest rate on new and existing “Variable” rate accounts as indicated above, may be subject to change at any time. Any fees assessed may reduce the earnings on the account.

Open an account online or visit your local bank branch.

If you want to earn higher interest without tying up your funds for a longer term, you want a Money Market Account. Like a CD, a money market account gives you a higher rate. Unlike a CD, it offers more liquidity. Ready to get started? Set up your account in minutes right here online. Or visit your local bank branch, and we’ll take care of everything for you.

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