Student Checking

Setting students ages 13-18 up for financial success with the freedom to shop and spend – and the tools to track, manage, and learn. 

Set up your own bank account and grow with us.

  • No minimum balance required, no monthly service charge
  • Free initial ATM card1
  • Free initial Debit Card2
  • Other bank ATM fees rebated monthly
  • Free Mobile Banking App
  • Free Online Banking
  • Free Savings Account linked
  • Earns interest
  • Electronic Statements required3
  • Upon your 19th birthday, your account will automatically graduate to a Totally Free Plus Checking Accounts!

1ATM Card is issued when the account is opened for student only (no parent/guardian)

2Debit Mastercard issued when parent/guardian is added to student account

3Electronic Statements are available in the mobile app and online banking

Rates

Student Checking Account

As of 7/18/2024

Student Checking Account Rates
Minimum to OpenMinimum to Earn APYInterest RateAnnual Percentage Yield (APY)
Minimum to Open$10Minimum to Earn APY$0 – $499Interest Rate0.02%Annual Percentage Yield (APY)0.02%
Minimum to Open$10Minimum to Earn APY$500 – $2,499Interest Rate0.02%Annual Percentage Yield (APY)0.02%
Minimum to Open$10Minimum to Earn APY$2,500 – $9,999Interest Rate0.05%Annual Percentage Yield (APY)0.05%
Minimum to Open$10Minimum to Earn APY$10,000 and greaterInterest Rate0.05%Annual Percentage Yield (APY)0.05%

Interest bearing checking accounts earn interest from day of deposit to day of withdrawal. Interest is accrued daily, compounded monthly and credited to the account monthly. We use the daily computation method to calculate the interest on all interest bearing checking accounts. This method applies a daily periodic rate to the principal in the account each day. The Annual Percentage Yield assumes that all interest will remain on deposit for one (1) year at the stated interest rate. The interest rate on new and existing “Variable” rate accounts, as indicated above, may be subject to change at any time. Any fees assessed may reduce the earnings on the account.

Visit your local bank branch.

If you’re looking for a safe place to develop smart spending habits, look no further. Ready to get started? Visit your local bank branch and we’ll get you on your way!

Banzai Teen

Through this interactive course, teens ages 13-18 work through real-life financial scenarios. Can you save enough money for college registration while navigating daily decisions like getting a job, going out to eat, and renting an apartment?

For Your Convenience

Add your debit card to your mobile wallet. Learn to budget. All right here online.