If you’re looking for a safe place to develop smart spending habits, look no further. Ready to get started? Visit your local bank branch and we’ll get you on your way!
Set up your own bank account and grow with us.
- No minimum balance required, no monthly service charge
- Free initial ATM card1
- Free initial Debit Card2
- Other bank ATM fees rebated monthly
- Free Mobile Banking App
- Free Online Banking
- Free Savings Account linked
- Earns interest
- Electronic Statements required3
- Upon your 19th birthday, your account will automatically graduate to a Totally Free Plus Checking Account!
1ATM Card is issued when the account is opened for student only (no parent/guardian)
2Debit Mastercard issued when parent/guardian is added to student account
3Electronic Statements are available in the mobile app and online banking
Rates
Student Checking Account
As of 4/27/2024
| Minimum to Open | Minimum to Earn APY | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Minimum to Open$10 | Minimum to Earn APY$0 – $499 | Interest Rate0.02% | Annual Percentage Yield (APY)0.02% |
| Minimum to Open$10 | Minimum to Earn APY$500 – $2,499 | Interest Rate0.02% | Annual Percentage Yield (APY)0.02% |
| Minimum to Open$10 | Minimum to Earn APY$2,500 – $9,999 | Interest Rate0.05% | Annual Percentage Yield (APY)0.05% |
| Minimum to Open$10 | Minimum to Earn APY$10,000 and greater | Interest Rate0.05% | Annual Percentage Yield (APY)0.05% |
Interest bearing checking accounts earn interest from day of deposit to day of withdrawal. Interest is accrued daily, compounded monthly and credited to the account monthly. We use the daily computation method to calculate the interest on all interest bearing checking accounts. This method applies a daily periodic rate to the principal in the account each day. The Annual Percentage Yield assumes that all interest will remain on deposit for one (1) year at the stated interest rate. The interest rate on new and existing “Variable” rate accounts, as indicated above, may be subject to change at any time. Any fees assessed may reduce the earnings on the account.
Visit your local bank branch.
