Privacy Notice

Facts: What does Windsor Federal Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Under federal law, that means personally identifiable information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number
Account balances and payment history
Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to operate their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Windsor Federal Bank chooses to share, and whether you can limit this sharing.

How Windsor Federal Bank Shares Information
Reasons we can share your personal information	Does Windsor Federal Bank share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don’t share
For our affiliates to market to you	No	We don’t share
For our nonaffiliates to market to you	No	We don’t share

Questions? Call our Customer Care Center at 860-688-8511 with any questions.

Who we are

Who is providing this notice?

Windsor Federal Bank, WFS Mortgage Company

What we do

How does Windsor Federal Bank protect my information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to customer information to employees requiring that information to provide products and services to you. We educate our employees about the importance of confidentiality and customer privacy.

How does Windsor Federal Bank collect my personal information?

We collect your personal information, for example, when you

open an account or apply for a loan
pay your bills or make deposits or withdrawals from your account
use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Our affiliates include financial companies such as Windsor Federal, MHC (Mutual Holding Company), Windsor Federal Bancorp, Inc., WFS Mortgage Company, and Winfield Service Corporation.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Windsor Federal Bank does not share with non-affiliates so they can market
to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Windsor Federal Bank jointly markets with Elan Financial Services.

To view this notice in PDF format, click here.