As of 5/1/2024
Product | Interest Rate | APR (Annual Percentage Rate)* | Payment per $1,000** | Example Payment** |
---|---|---|---|---|
Product30 Year Fixed Rate Loan | Interest Rate6.875% | APR (Annual Percentage Rate)* 7.014% | Payment per $1,000**$6.57 | Example Payment** A loan amount of $250,000 will have 360 fixed principal and interest monthly payments of $1,642.32 |
Product20 Year Fixed Rate Loan | Interest Rate6.750% | APR (Annual Percentage Rate)* 6.929% | Payment per $1,000**$7.60 | Example Payment**A loan amount of $250,000 will have 240 fixed principal and interest monthly payments of $1,900.91 |
Product15 Year Fixed Rate Loan | Interest Rate6.625% | APR (Annual Percentage Rate)* 6.846% | Payment per $1,000**$8.78 | Example Payment**A loan amount of $250,000 will have 180 fixed principal and interest monthly payments of $2,194.98 |
Product12 Year Fixed Rate Loan | Interest Rate6.500% | APR (Annual Percentage Rate)* 6.763% | Payment per $1,000**$10.02 | Example Payment**A loan amount of $250,000 will have 144 fixed principal and interest monthly payments of $2,504.80 |
Product10 Year Fixed Rate Loan | Interest Rate6.500% | APR (Annual Percentage Rate)* 6.807% | Payment per $1,000**$11.35 | Example Payment**A loan amount of $250,000 will have 120 fixed principal and interest monthly payments of $2,838.70 |
The following applies to mortgage products listed above:
*APR is based on a set of assumptions, which include the following:
**Payment examples do not include escrow of taxes and insurance; therefore, the actual monthly payment obligation may be greater.
Please contact one of our mortgage experts about our:
Actual rate may vary based on the property type, occupancy, term, and geography.
The interest rate of the product for which you apply will not increase after consummation.
Combined Loan to Value (CLTV) up to 97% are available for certain mortgage products, property types and loan amounts.
Hazard Insurance (flood insurance, if applicable) is required.
This is not a commitment to lending; all loans are subject to credit approval and other criteria.
Rates are subject to change without notice.
As of 5/1/2024
Product | Interest Rate | APR (Annual Percentage Rate)* | Term | Payment per $1,000** |
---|---|---|---|---|
Product3-Year/6-Month Adjustable Rate | Interest Rate6.125% | APR (Annual Percentage Rate)*7.887% | Term360 months | Payment per $1,000**$6.08 |
**Payment Example (3-Year/6-Month Adjustable Rate): A loan amount of $250,000 with an interest rate of 6.125% and an APR of 7.887% APR have a monthly payment of $1,519.03 for years 1-3. For years 4-30, interest rate and payments may change once every 6 months based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index as outlined in your agreement. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.
As of 5/1/2024
Product | Interest Rate | APR (Annual Percentage Rate)* | Term | Payment per $1,000** |
---|---|---|---|---|
Product5-Year/6-Month Adjustable Rate | Interest Rate6.250% | APR (Annual Percentage Rate)*7.626% | Term360 months | Payment per $1,000**$6.16 |
**Payment Example (5-Year/6-Month Adjustable Rate): A loan amount of $250,000 with an interest rate of 6.250% and an APR of 7.626% will have a monthly payment of $1,539.29 for years 1-5. For years 6-30, interest rate and payments may change once every 6 months based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index as outlined in your agreement. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.
As of 5/1/2024
Product | Interest Rate | APR (Annual Percentage Rate)* | Term | Payment per $1,000** |
---|---|---|---|---|
Product7-Year/6-Month Adjustable Rate | Interest Rate6.500% | APR (Annual Percentage Rate)*7.512% | Term360 months | Payment per $1,000**$6.32 |
**Payment Example (7-Year/6-Month Adjustable Rate): A loan amount of $250,000 with an interest rate of 6.500% and an APR of 7.512% will have a monthly payment of $1,580.17 for years 1-7. For years 8-30, interest rate and payments may change once every 6 months based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index as outlined in your agreement. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.
As of 5/1/2024
Product | Interest Rate | APR (Annual Percentage Rate)* | Term | Payment per $1,000** |
---|---|---|---|---|
Product10-Year/6-Month Adjustable Rate | Interest Rate6.625% | APR (Annual Percentage Rate)*7.330% | Term360 months | Payment per $1,000**$6.40 |
**Payment Example (10-Year/6-Month Adjustable Rate): A loan amount of $250,000 with an interest rate of 6.625% and an APR of 7.330% will have a monthly payment of $1,600.78 for years 1-10. For years 11-30, interest rate and payments may change once every 6 months based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index as outlined in your agreement. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.
The following applies to the 3-year, 5-year, 7-year, and 10-year adjustable-rate mortgage products listed above:
*APR is based on a set of assumptions, which include the following:
Please contact one of our mortgage experts about our:
Actual rate may vary based on property type, occupancy, term, and geography.
Rates advertised are a variable rate and will change every 6 months after the initial fixed period.
Loan to Value (LTV) up to 80% are available for certain mortgage products, property types, and loan amounts.
Hazard Insurance (flood insurance, if applicable) is required.
This is not a commitment to lending; all loans are subject to credit approval and other criteria.
Rates are subject to change without notice.
As of 5/1/2024
Product | Interest Rate | APR (Annual Percentage Rate)* | Payment per $1,000** | Example Payment** |
---|---|---|---|---|
Product30 Year Fixed Rate Loan | Interest Rate6.750% | APR (Annual Percentage Rate)* 6.887% | Payment per $1,000**$6.49 | Example Payment**A loan amount of $250,000 will have 360 fixed principal and interest monthly payments of $1,621.50 |
Product20 Year Fixed Rate Loan | Interest Rate6.625% | APR (Annual Percentage Rate)* 6.802% | Payment per $1,000**$7.53 | Example Payment**A loan amount of $250,000 will have 240 fixed principal and interest monthly payments of $1,882.38 |
Product15 Year Fixed Rate Loan | Interest Rate6.500% | APR (Annual Percentage Rate)* 6.718% | Payment per $1,000**$8.71 | Example Payment**A loan amount of $250,000 will have 180 fixed principal and interest monthly payments of $2,177.77 |
Product12 Year Fixed Rate Loan | Interest Rate6.375% | APR (Annual Percentage Rate)* 6.635% | Payment per $1,000**$9.95 | Example Payment**A loan amount of $250,000 will have 144 fixed principal and interest monthly payments of $2,488.42 |
Product10 Year Fixed Rate Loan | Interest Rate6.375% | APR (Annual Percentage Rate)* 6.679% | Payment per $1,000**$11.29 | Example Payment**A loan amount of $250,000 will have 120 fixed principal and interest monthly payments of $2,822.83 |
The following applies to mortgage products listed above:
*APR is based on a set of assumptions, which include the following:
**Payment examples do not include escrow of taxes and insurance; therefore, the actual monthly payment obligation may be greater.
Please contact one of our mortgage experts about our:
Actual rate may vary based on the property type, occupancy, term, and geography.
The interest rate of the product for which you apply will not increase after consummation.
Combined Loan to Value (CLTV) up to 97% are available for certain mortgage products, property types and loan amounts.
Hazard Insurance (flood insurance, if applicable) is required.
This is not a commitment to lending; all loans are subject to credit approval and other criteria.
Rates are subject to change without notice.
As of 5/1/2024
Product | Interest Rate | APR (Annual Percentage Rate)* | Term | Payment per $1,000** |
---|---|---|---|---|
Product3-Year/6-Month Adjustable Rate | Interest Rate6.000% | APR (Annual Percentage Rate)*7.848% | Term360 months | Payment per $1,000**$6.00 |
**Payment Example (3-Year/6-Month Adjustable Rate): A loan amount of $250,000 with an interest rate of 6.000% and an APR of 7.848% APR have a monthly payment of $1,498.88 for years 1-3. For years 4-30, interest rate and payments may change once every 6 months based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index as outlined in your agreement. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.
As of 5/1/2024
Product | Interest Rate | APR (Annual Percentage Rate)* | Term | Payment per $1,000** |
---|---|---|---|---|
Product5-Year/6-Month Adjustable Rate | Interest Rate6.125% | APR (Annual Percentage Rate)*7.571% | Term360 months | Payment per $1,000**$6.08 |
**Payment Example (5-Year/6-Month Adjustable Rate): A loan amount of $250,000 with an interest rate of 6.125% and an APR of 7.571% will have a monthly payment of $1,519.03 for years 1-5. For years 6-30, interest rate and payments may change once every 6 months based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index as outlined in your agreement. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.
As of 5/1/2024
Product | Interest Rate | APR (Annual Percentage Rate)* | Term | Payment per $1,000** |
---|---|---|---|---|
Product7-Year/6-Month Adjustable Rate | Interest Rate6.500% | APR (Annual Percentage Rate)*7.512% | Term360 months | Payment per $1,000**$6.32 |
**Payment Example (7-Year/6-Month Adjustable Rate): A loan amount of $250,000 with an interest rate of 6.500% and an APR of 7.512% will have a monthly payment of $1,580.17 for years 1-7. For years 8-30, interest rate and payments may change once every 6 months based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index as outlined in your agreement. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.
As of 5/1/2024
Product | Interest Rate | APR (Annual Percentage Rate)* | Term | Payment per $1,000** |
---|---|---|---|---|
Product10-Year/6-Month Adjustable Rate | Interest Rate6.500% | APR (Annual Percentage Rate)*7.247% | Term360 months | Payment per $1,000**$6.32 |
**Payment Example (10-Year/6-Month Adjustable Rate): A loan amount of $250,000 with an interest rate of 6.500% and an APR of 7.247% will have a monthly payment of $1,580.17 for years 1-10. For years 11-30, interest rate and payments may change once every 6 months based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index as outlined in your agreement. Taxes and insurance are not included; therefore, the actual payment obligation will be greater.
The following applies to the 3-year, 5-year, 7-year, and 10-year adjustable-rate mortgage products listed above:
*APR is based on a set of assumptions, which include the following:
Please contact one of our mortgage experts about our:
Actual rate may vary based on property type, occupancy, term, and geography.
Rates advertised are a variable rate and will change every 6 months after the initial fixed period.
Loan to Value (LTV) up to 95% are available for certain mortgage products, property types, and loan amounts.
Hazard Insurance (flood insurance, if applicable) is required.
This is not a commitment to lending; all loans are subject to credit approval and other criteria.
Rates are subject to change without notice.
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