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Home Equity Loans

Home Equity Loans

Home Equity Loans

Whether you need money for home improvement, debt consolidation, college tuition, medical expenses, that much needed vacation or the unexpected, let the equity in your home go to work for you. Convenient terms are available for up to 15 years with simple interest rates and monthly payments that will not change, which makes for easy budgeting.

There will be no application fee or closing costs for loans up to $200,000.

Stop by any local branch today or call us and Windsor Federal will put you in touch with the right person to get started!

Apply Now

Rates as of 12/6/2023


Home Equity Fixed

Product Points Interest Rate APR Payment per $1,000 Date
3 Years (36 Month) 0.000 6.500% 6.500% $30.65 12/6/2023
5 Years (60 Months) 0.000 6.500% 6.500% $19.57 12/6/2023
7 Years (84 Months) 0.000 6.750% 6.750% $14.97 12/6/2023
10 Years (120 Months) 0.000 6.875% 6.875% $11.55 12/6/2023
15 Years (180 Months) 0.000 7.000% 7.000% $8.99 12/6/2023
Windsor Federal Saving will pay the Appraisal Fee, Credit Report Fee, Title Search Fee and Recording Fee with the following exceptions.

Loans above $200,000 - Appraisal Fee collected at application and Title Search Fee , Lender's Title Insurance, and Recording Fees charged at closing. 
  • Maximum Combined Loan-To-Value 80% of subject property's appraised value.
  • Minimum loan amount of $25,000 applies.
  • All payments quoted do not include taxes and insurance and actual payment may be greater.
  • Subject to credit approval.
  • Rates subject to change at anytime without notice.
  • Consult your tax advisor regarding the duductibility of interest.