Community Reinvestment Act (CRA)

Community Bankers, reinvesting in the towns we serve.


If you have questions about the Bank’s CRA performance or would like a copy of the public file, please visit your local bank branch. Please note that there is a cost to print and/or mail copies of the Bank’s CRA public file.

CRA Public Files

Assessment Area Map

Windsor Federal Bank Assessment Area Map


Branch Information

Branches and Geographies

Branches Opened and Closed


Loan to Deposit Ratio

Loan to Deposit Ratio


HMDA Disclosure Statement

HMDA Disclosure Notice


CRA Performance Evaluation

Windsor Federal Bank Performance Evaluation as of 12/31/2021


Bank Products and Services

Consumer and Business Products

Consumer Schedule of Charges

Business Schedule of Charges


Public Comments

CRA Written Public Comments – 2023

CRA Written Public Comments – 2022

CRA Written Public Comments – 2021


CRA documents reviewed on 03-11-2024