Checking

Find the best bank checking account for you, right here.

Explore your checking account options.

Totally Free Checking

Totally simple. Totally free. Little wonder it’s a customer favorite.

  • Free initial Debit Card
  • Free Mobile Banking App
  • Free Online Bill Pay and Online Banking

Performance Plus Checking

Keep a balance of at least $2,500, and we’ll pay you interest and waive the monthly fee.

  • Interest-bearing with monthly minimum balance
  • Free initial Debit Card
  • Free Mobile Banking App
  • Free Online Bill Pay and Online Banking

Partnership Plus Checking

Keep a balance of at least $5,000 and unlock all the partnership perks!

  • Tiered interest rates – the higher your balance, the more you earn
  • Overdraft protection with linked Savings account 
  • CD interest advantage
  • Free initial Debit Card
  • Free Mobile Banking App
  • Free Online Bill Pay and Online Banking

Student Checking

Set up your own bank account, establish credit, grow with us.

  • No minimum balance required, no monthly service charge
  • Free initial Debit Card
  • Free Mobile Banking App
  • Free Online Bill Pay and Online Banking

Home Town Checking

An account to help rebuild financial stability with the support of your local bank.

  • Free initial Debit Card
  • Free Mobile Banking App
  • Free Online Bill Pay and Online Banking

Compare checking accounts.

A comparison of personal checking accounts and their features.
Account FeaturesTotally Free CheckingPerformance Plus CheckingPartnership Plus CheckingStudent CheckingHome Town Checking
Main BenefitTotally free checking account – as the name impliesMoves you up a tier to earn higher interest with a higher balanceThe higher your balance, the more you earnSet up your own bank account and establish creditRebuilds financial stability with your local bank’s support
Minimum Opening Deposit$25$2,500$25$0$25
Monthly Service FeesNone$25$25None$5
ATM or Monthly Service Fee Waivers1YesYesYesYesYes
Interest Bearing2YesYesYes
Online Banking & Bill PayYesYesYesYesYes
Mobile BankingYesYesYesYesYes
Free Initial Debit CardYesYesYesYesYes
How to open an accountOpen AccountOpen AccountOpen AccountOpen Account

    1Windsor Federal Bank does not charge ATM fees to our customers; however, the other Bank may impose a fee.

    2Rates are variable and subject to change.

    Partnership Plus Home Equity Line of Credit

    Looking to tackle some home improvement projects this spring? Ask us about our premier line of credit designed for current and new Windsor Federal Bank deposit account holders. Stop by your local branch today!

    For Your Convenience

    Add your debit card to your mobile wallet. Estimate your savings. Check the latest rates. All right here online.