As of 3/11/2025
Product | Annual Percentage Rate (APR)* | Term | Payment per $1,000 |
---|---|---|---|
ProductEquity Advantage Line of Credit | Annual Percentage Rate (APR)*7.500%* | Term25 Years (10-Year Draw Period, 15-Year Repayment Period) | Payment per $1,000 $6.16** |
*The annual percentage rate is variable and will be based on the value of an index and adding a margin of 0.00 to the value of the index. The index is the most recently published Prime Rate as of each day in the “Money Rates” table in The Wall Street Journal. (If more than one index value is published, we will use the highest published index value).
**This means you will pay $6.16 in interest over a 30-day period for every $1000 of your line of credit drawn on during the interest only draw period if the APR of 7.500% does not change during that time.
For financing of Single-Family Residential Dwellings with loan amounts between $10,000-$400,000 and the property is used as your primary residence or second home:
For financing of 2-4 Family Residential Dwellings with loan amounts between $10,000-$400,000 and the property is used as your primary residence or second home:
For financing of 1-4 Family Residential Dwellings with loan amounts between $400,000 and $766,550 you are responsible to pay all closing cost estimated to be between $3,575.15 – $4,047.65
The following terms and conditions apply:
As of 3/11/2025
Product | Annual Percentage Rate (APR)* | Term | Payment per $1,000 |
---|---|---|---|
ProductPartnership Plus Line of Credit | Annual Percentage Rate (APR)*7.000%* | Term25 Years (10-Year Draw Period, 15-Year Repayment Period) | Payment per $1,000 $5.75** |
*The annual percentage rate is variable and will be based on the value of an index and adding a margin of -0.50 to the value of the index. The index is the most recently published Prime Rate as of each day in the “Money Rates” table in The Wall Street Journal. (If more than one index value is published, we will use the highest published index value.).
**This means you will pay $5.75 in interest over a 30-day period for every $1000 of your line of credit drawn on during the interest only draw period if the APR of 7.000% does not change during that time.
For financing of Single-Family Residential Dwellings with loan amounts between $10,000-$400,000 and the property is used as your primary residence or second home:
For financing of 2-4 Family Residential Dwellings with loan amounts between $10,000-$400,000 and the property is used as your primary residence or second home:
For financing of 1-4 Family Residential Dwellings with loan amounts between $400,000 and $766,550 you are responsible to pay all closing cost estimated to be between $3,575.15 – $4,047.65
The following terms and conditions apply:
As of 3/11/2025
Product | Interest Rate | Annual Percentage Rate (APR)* | Payment per $1,000 | Example Payment** |
---|---|---|---|---|
ProductEquity Advantage 3 Year Fixed Rate Loan | Interest Rate6.125% | Annual Percentage Rate (APR)*6.125% | Payment per $1,000$30.48 | Example Payment**A loan amount of $10,000 will have 36 fixed principal and interest monthly payments of $304.79 |
ProductEquity Advantage 5 Year Fixed Rate Loan | Interest Rate6.250% | Annual Percentage Rate (APR)*6.250% | Payment per $1,000$19.45 | Example Payment**A loan amount of $10,000 will have 60 fixed principal and interest monthly payments of $194.49 |
ProductEquity Advantage 7 Year Fixed Rate Loan | Interest Rate6.250% | Annual Percentage Rate (APR)*6.250% | Payment per $1,000$14.73 | Example Payment**A loan amount of $10,000 will have 84 fixed principal and interest monthly payments of $147.29 |
ProductEquity Advantage 10 Year Fixed Rate Loan | Interest Rate6.625% | Annual Percentage Rate (APR)*6.625% | Payment per $1,000$11.42 | Example Payment**A loan amount of $10,000 will have 120 fixed principal and interest monthly payments of $114.19 |
ProductEquity Advantage 15 Year Fixed Rate Loan | Interest Rate6.750% | Annual Percentage Rate (APR)*6.750% | Payment per $1,000$8.85 | Example Payment**A loan amount of $10,000 will have 180 fixed principal and interest monthly payments of $88.49 |
The following applies to mortgage products listed above:
*APR is based on a set of assumptions, which include the following:
**Payment examples do not include escrow of taxes and insurance; therefore, the actual monthly payment obligation may be greater.
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