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Windsor Federal Savings is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. The guarantee also applies to our negotiable order of withdrawal (NOW) accounts with interest rates of  0.50% or less. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

On December 23, 2008, President Bush signed into law the Worker, Retiree and Employer Recovery Act of 2008.  In addition to significant pension legislation, this law waives the 2009 requirement that IRA owners age 70 1/2 or older during 2009 take minimum distributions.  Also, beneficiaries of Traditional and Roth IRAs are not required to take minimum distributions from IRAs for 2009.  Similar waiver rules may apply to employer plan participants and their beneficiaries. If you have any questions, please contact our Customer Service Center at (860) 688-8511 or visit any office and speak to one of our knowledgeable Branch Managers.

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